We collect only information that is needed to serve you and administer our business. We collect, retain and utilize information about you to operate our business and to make products services and other opportunities available to you. We obtain information in a variety of ways either from business and personal discussions, written information you may provide for your transactions or experiences with us and other third parties.
In establishing a relationship with SwiftCreditBoat, SCB, you are asked to share personal and financial information that we can use to help you reach your financial goals. In the course of that relationship, SwiftCreditBoat, SCB will use the information to assist you in identifying the kinds of services you may want or need. Since the information you share with us is important to you, you can expect that we will protect the privacy and use of your non-public personal and financial information such as details about your individual account(s) and transactions. We are committed to protecting the privacy of the information we collect, use and share about you.
We carefully limit and control the sharing of your information.
Restriction on the disclosure of account information: -
We do not reveal specific information about our customers' accounts or other personally identifiable data to non-affiliated third parties for their independent use, unless (1) you have authorized it; (2) the information is provided to help complete a transaction initiated by you (3) disclosure is lawfully permitted or required; for example in connection with litigation or fraud investigation.
Sharing information with companies that work with SwiftCreditBoat, SCB: -
At times it is necessary to provide personally identifiable information about our customers to a third party, such as a vendor service company that we hire to provide support or services for one or more of our products. These vendors and service companies agree to safeguard our confidential customer information and they must abide by applicable law. These companies work with us and they must keep your financial information confidential. We will not sell information.
Sharing information among SwiftCreditBoat, SCB affiliates: -
To better serve your needs, we may share information about you among our affiliates as allowed by law (for example information about your transactions and our experience with you).
Our strict policies for protecting customer information and confidentiality apply equally to active and inactive customers, as well as current and former customers. You can be rest assured that we limit who receives information and what type of information is shared. We share information only for legitimate business purposes with the goal of bringing you greater convenience and more choices. We are committed to bringing you the services you need to succeed financially. We will continue to contact you with information of our products and services. You will continue to receive marketing messages via your statement(s) as well as telephone and direct mail offers from us.
Security Measures to Protect Consumers' Personal Information
SwiftCreditBoat, SCB restricts access to your personal and account information to those employees who need to know that information to provide products or services to you. We also maintain physical, electronic and procedural safeguards that comply with federal standards to guard your non-public personal information.